Rent-to-Own Furniture in Memphis, Tennessee
Welcome to FindMyRTO.com, your resource for finding rent to own furniture and other essentials in Memphis, Tennessee! Rent-to-own (RTO) offers a straightforward path to acquiring furniture, appliances, electronics, and even computers without a large upfront investment. Through manageable weekly, bi-weekly, or monthly payments, you can bring home the items you need right away while building ownership over time.
The beauty of the rent-to-own model lies in its flexibility and accessibility. Many RTO stores offer approval processes that look beyond traditional credit scores, opening doors for individuals with varied credit histories. Plus, RTO agreements often include convenient services like delivery, setup, and ongoing maintenance throughout the rental period. This page provides details on 9 rent-to-own store(s) serving the Memphis area, including well-known providers like Aaron’s Rent To Own, Memphis, Aaron’s Rent To Own, Memphis, Aaron’s Rent To Own, Memphis, Aaron’s Rent To Own, Memphis, Bestway Rent To Own, Memphis, among others.
Browse the store listings below to compare options, find contact information, and be sure to carefully review each store’s specific policies and rental terms to make the best choice for your needs.
Rent-to-Own Stores in Memphis
Browse details for 9 store(s) serving the Memphis, Tennessee area:
Aaron's Rent To Own, Memphis
4502 Elvis Presley Blvd, Memphis, Tennessee 38116 (Map)
+1 901-345-1199Hours:
- Monday: 10AM-7PM
- Tuesday: 10AM-7PM
- Wednesday: 10AM-7PM
- Thursday: 10AM-7PM
- Friday: 10AM-8PM
- Saturday: 10AM-6PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ✅ Yes |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ✅ Yes |
| Delivery & Setup Policy | ✅ Yes |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ✅ Yes |
76 Google Reviews
Aaron's Rent To Own, Memphis
1300 Getwell Rd, Memphis, Tennessee 38111 (Map)
+1 901-744-3089Hours:
- Monday: 10AM-7PM
- Tuesday: 10AM-7PM
- Wednesday: 10AM-7PM
- Thursday: 10AM-7PM
- Friday: 10AM-8PM
- Saturday: 10AM-6PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ✅ Yes |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ✅ Yes |
| Delivery & Setup Policy | ✅ Yes |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ✅ Yes |
76 Google Reviews
Aaron's Rent To Own, Memphis
4320 Summer Ave, Memphis, Tennessee 38122 (Map)
+1 901-683-0952Hours:
- Monday: 10AM-7PM
- Tuesday: 10AM-7PM
- Wednesday: 10AM-7PM
- Thursday: 10AM-7PM
- Friday: 10AM-8PM
- Saturday: 10AM-6PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ✅ Yes |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ✅ Yes |
| Delivery & Setup Policy | ✅ Yes |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ✅ Yes |
76 Google Reviews
Aaron's Rent To Own, Memphis
7143 Winchester Rd, Memphis, Tennessee 38125 (Map)
+1 901-363-1047Hours:
- Monday: 10AM-7PM
- Tuesday: 10AM-7PM
- Wednesday: 10AM-7PM
- Thursday: 10AM-7PM
- Friday: 10AM-8PM
- Saturday: 10AM-6PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ✅ Yes |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ✅ Yes |
| Delivery & Setup Policy | ✅ Yes |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ✅ Yes |
76 Google Reviews
Bestway Rent To Own, Memphis
4691 Knight Arnold Rd, Memphis, Tennessee 38118 (Map)
+1 901-362-2480Hours:
- Monday: 10AM-6PM
- Tuesday: 10AM-6PM
- Wednesday: 10AM-6PM
- Thursday: 10AM-6PM
- Friday: 10AM-6PM
- Saturday: 10AM-5PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ❌ No |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ❌ No |
| Delivery & Setup Policy | ❌ No |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ❌ No |
132 Google Reviews
Rent-A-Center, Memphis
4703 Elvis Presley Blvd, Memphis, Tennessee 38116 (Map)
+1 901-332-3200Hours:
- Monday: 10AM-6PM
- Tuesday: 10AM-6PM
- Wednesday: 10AM-6PM
- Thursday: 10AM-6PM
- Friday: 10AM-6PM
- Saturday: 10AM-6PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ❌ No |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ✅ Yes |
| Delivery & Setup Policy | ✅ Yes |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ✅ Yes |
69 Google Reviews
Rent-A-Center, Memphis
3296 Jackson Ave, Memphis, Tennessee 38122 (Map)
+1 901-327-3766Hours:
- Monday: 10AM-6PM
- Tuesday: 10AM-6PM
- Wednesday: 10AM-6PM
- Thursday: 10AM-6PM
- Friday: 10AM-6PM
- Saturday: 10AM-6PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ❌ No |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ✅ Yes |
| Delivery & Setup Policy | ✅ Yes |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ✅ Yes |
69 Google Reviews
Rent-A-Center, Memphis
2259 Park Ave, Memphis, Tennessee 38114 (Map)
+1 901-324-8100Hours:
- Monday: 10AM-6PM
- Tuesday: 10AM-6PM
- Wednesday: 10AM-6PM
- Thursday: 10AM-6PM
- Friday: 10AM-6PM
- Saturday: 10AM-6PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ❌ No |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ✅ Yes |
| Delivery & Setup Policy | ✅ Yes |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ✅ Yes |
69 Google Reviews
Rent-A-Center, Memphis
6510 Winchester Rd, Memphis, Tennessee 38115 (Map)
+1 901-365-1322Hours:
- Monday: 10AM-6PM
- Tuesday: 10AM-6PM
- Wednesday: 10AM-6PM
- Thursday: 10AM-6PM
- Friday: 10AM-6PM
- Saturday: 10AM-6PM
- Sunday: Closed
Policy Overview (Verify with Store):
| Policy Feature | Status |
|---|---|
| Credit Check Needed | ❓ Unknown |
| Approval Requirements | ❌ No |
| Early Purchase Option | ❌ No |
| Service & Repair Policy | ✅ Yes |
| Delivery & Setup Policy | ✅ Yes |
| Return/Cancellation Policy | ❌ No |
| Payment Options Policy | ✅ Yes |
69 Google Reviews
Rent To Own Furniture Options in Memphis - No Credit Check
A major appeal of rent-to-own furniture in Memphis is its accessibility. While specific requirements always vary by store, many rent-to-own businesses utilize approval processes that look beyond just traditional credit scores. This means that securing that new sofa or dining set might be more attainable than you think.
Approval often depends more on factors such as providing proof of income and demonstrating stable residency. In many cases, a traditional credit check may not be carried out.
Based on available information, stores such as Aaron’s Rent To Own, Memphis, Aaron’s Rent To Own, Memphis, Aaron’s Rent To Own, Memphis, Aaron’s Rent To Own, Memphis, Bestway Rent To Own, Memphis listed on this page are known to offer these types of flexible approval paths in the Memphis area.
This approach can make acquiring necessary household items feasible for individuals who are building credit, have faced past credit challenges, or simply prefer not to use traditional credit lines.
It’s important to remember that specific requirements always apply, such as providing identification, income verification, and references. Contact the stores directly or check their detailed listings on our site to understand the exact approval criteria.
Furniture Delivery & Setup Services in Memphis
One of the biggest advantages of rent-to-own is the convenience of getting large furniture items into your home without the hassle of self-transport. Many rent-to-own stores in Memphis offer delivery services, and some may even include setup as part of the deal.
Based on available information, stores like Aaron’s Rent To Own, Memphis, Rent-A-Center, Memphis may offer delivery services to customers in Memphis, sometimes included as part of the rental agreement.
Delivery ranges, potential fees (if not included in the rental agreement), and scheduling specifics will vary between different stores.
Important: We strongly advise you to confirm the specific delivery policy, service area, and any associated costs directly with the rent-to-own stores listed on this page before entering into an agreement. This will ensure you understand the full cost and logistical details of getting your furniture delivered and set up in your home.
Flexible Payment Plans for Furniture in Memphis
One of the most appealing aspects of rent-to-own furniture in Memphis is the flexibility in payment options. You’re not locked into a rigid payment schedule; instead, rent-to-own agreements often provide a range of payment frequencies to better suit your financial situation.
You’ll commonly find options like weekly, bi-weekly, semi-monthly, and monthly payments. This allows you to align your furniture payments with your pay schedule, making budgeting and managing your finances easier. Stores such as Aaron’s Rent To Own and Rent-A-Center serving Memphis often provide these different payment schedules.
Before committing to a rent-to-own agreement, it’s crucial to understand the total cost of ownership. Discuss all available payment options with the stores listed on FindMyRTO.com and choose a plan that comfortably fits your budget and allows you to acquire the furniture you need without undue financial strain.
Furniture Repair & Warranty Services in Memphis
One of the potential benefits of choosing a rent-to-own agreement for furniture is the inclusion of service or repairs throughout the agreement term. This can offer peace of mind compared to purchasing furniture outright, where you might need to purchase separate warranties or handle repairs yourself.
Based on available information, stores such as Aaron’s Rent To Own, Memphis, and Rent-A-Center, Memphis serving the Memphis area may include service or repairs as part of their standard agreement.
It’s important to understand that the scope of covered repairs can differ significantly between stores and agreements. For example, some agreements might only cover manufacturing defects, while others might offer coverage for accidental damage.
We strongly advise you to carefully review the service and repair policy details provided by each store. You can find this information on their listing page here on FindMyRTO.com, or by contacting them directly.
Frequently Asked Questions About Rent-to-Own in Memphis
How does rent-to-own furniture work in Memphis?
In Memphis, rent-to-own (RTO) furniture allows you to select items from a store’s inventory and enter into an agreement where you make periodic payments (weekly or monthly, for example) for a specified period. These payments give you the right to use the furniture. Once you’ve made all the required payments, you own the item, but you typically have the option to return the furniture at any time, stopping further payments.
Do I need good credit for rent-to-own furniture in Memphis?
While traditional financing often requires a strong credit history, rent-to-own furniture agreements in Memphis usually have more flexible approval requirements. RTO stores typically verify your income, residency, and require a valid ID and references. Although credit scores may be considered, they often aren’t the primary factor in approval, but some level of verification will be required.
Can I return rent-to-own furniture in Memphis?
Yes, a key feature of rent-to-own agreements in Memphis is the ability to return the furniture. If you no longer need the item or can’t continue making payments, you can usually return it to the store. Be sure to check your specific agreement for any conditions regarding the condition of the furniture upon return or any specific timing requirements for returns to avoid penalties.
How much does rent-to-own furniture cost in Memphis?
The total cost of rent-to-own furniture in Memphis is generally higher than if you were to purchase the same items outright at retail. This higher cost covers the convenience of renting, the flexibility to return the items, delivery and service included in the agreement, and the fact that strong credit isn’t typically required. Always compare the total cost of ownership with the retail price before entering an RTO agreement to determine if it fits your budget.
Is rent-to-own furniture worth it in Memphis?
Whether rent-to-own furniture is “worth it” depends on your individual circumstances and financial needs in Memphis. The pros include accessibility without a large upfront payment or stringent credit requirements, flexible payment options, included delivery and maintenance, and the return option. The cons include a higher overall cost compared to buying outright and the fact that you are paying for the use of the item initially, not ownership.