Aaron’s Rent To Own, Chattanooga - Chattanooga, Tennessee

Looking for rent-to-own furniture in Chattanooga, Tennessee? Aaron’s Rent To Own, located at 5659 Brainerd Rd Ste A, offers a wide selection of furniture, appliances, and electronics with flexible rent-to-own options. Even though credit checks are performed, Aaron’s considers multiple data points for approval, regularly approving customers who may have less-than-perfect credit.

Aaron’s Rent To Own in Chattanooga provides an accessible way to furnish your home with rent-to-own furniture, appliances, and electronics. With convenient delivery and service, you can enjoy the products you need without a large upfront investment. Explore their rent-to-own options in Chattanooga, Tennessee, and find a payment plan that works for you.

Aaron’s Rent To Own, Chattanooga Store Details

Working Hours:

• Monday: 10AM-7PM
• Tuesday: 10AM-7PM
• Wednesday: 10AM-7PM
• Thursday: 10AM-7PM
• Friday: 10AM-8PM
• Saturday: 10AM-6PM
• Sunday: Closed

Rent-to-Own Policy at Aaron’s Rent To Own, Chattanooga

Based on available information, the store appears to offer Rent to Own options. Multiple sources suggest that rent-to-own or lease-to-own plans, similar to those offered by Aaron’s, may be available, particularly for furniture. This allows customers to acquire items through a rental agreement with the option to purchase them over time.

However, some customers have reported issues with the maintenance and upkeep of rented items, particularly appliances, with some experiencing breakdowns shortly after beginning the rental period. Customers have also reported issues with the responsiveness of the store to maintenance requests. Therefore, it is important to clarify the terms and conditions of the rent-to-own agreement, including maintenance responsibilities and procedures, before entering into a contract.

Credit Check Policy at Aaron’s Rent To Own, Chattanooga

Based on available information, the store likely offers a “No Credit Needed” option for leases. This means approval doesn’t necessarily hinge on established credit history. While credit sources are checked, the decision-making process considers a broader range of data points, and approvals are often granted to customers who might be turned down elsewhere, including those with less-than-perfect or limited credit.

While a solid credit history isn’t a strict requirement for the digital approval processes, the store does obtain information from consumer reporting agencies as part of the lease application. This suggests that although a lack of credit isn’t a barrier, information from credit reports is still considered during the application process.

Service Area / Delivery Zone For Aaron’s Rent To Own, Chattanooga

Based on available information, the store likely offers free delivery. The local store will contact you to arrange a convenient delivery time for your merchandise.

Delivery times can vary depending on the specific items you’ve chosen. The estimated delivery timeframe will be clearly displayed during the checkout process. If your order is already placed, this information can also be found on the “Aaron’s Order Confirmation email.”

General Approval Requirements at Aaron’s Rent To Own, Chattanooga

Based on available information, the store likely has General Approval Requirements for leasing. When applying either online at Aarons.com or in-store (including finding your Leasing Power™ at apply.aarons.com), you may be asked to provide certain information. This commonly includes your name and contact details (address and phone number), residence information, Social Security number, a government-issued ID, and income verification.

Additionally, you might be asked for contact information for references, if applicable to your situation. It’s important to note that providing this information does not guarantee approval, as not all applicants meet the necessary criteria.

Early Purchase Option (EPO) Policy at Aaron’s Rent To Own, Chattanooga

Current information suggests the store may not have an Early Purchase Option (EPO) Policy, or details aren’t readily available. The provided reviews do not mention early payoff discounts or how such discounts are calculated, suggesting this option may not be a standard practice.

Given the lack of information regarding early payoff discounts, customers interested in this option should contact the store directly. Confirming the availability of an EPO and understanding the specific terms will ensure a clear understanding of payment options and potential savings.

Service & Repair Policy at Aaron’s Rent To Own, Chattanooga

Based on available information, the store likely offers an Included Service & Repair Policy. The policy states that product service and repair are included. This suggests that customers can expect assistance with maintenance and fixing issues that may arise with their purchased or rented products.

However, some customers have reported difficulties in getting timely repairs, with communication breakdowns and delays in service. Therefore, it is advisable to confirm the specifics of the service and repair process, including response times and repair scheduling, directly with the store before making a purchase or rental agreement.

Delivery & Setup Policy at Aaron’s Rent To Own, Chattanooga

Based on available information, the store appears to offer free delivery. After placing an order, the local store will contact you to schedule a convenient delivery time for your items.

Delivery times can vary depending on the specific merchandise selected, and the estimated delivery timeframe will be displayed during the checkout process. If you’ve already completed your purchase, this information can also be found on the order confirmation email.

Return/Cancellation Policy at Aaron’s Rent To Own, Chattanooga

Current information suggests the store may not have a flexible return or cancellation policy, or details aren’t readily available. One customer apparently attempted to return items early due to problems encountered, but there is no available information describing policies or penalties for early returns.

Given the lack of clarity, it’s best to confirm the specific return and cancellation terms directly with the store before making a purchase. This will ensure you are fully aware of any potential restrictions or fees related to returns or order modifications.

Payment Options Offered at Aaron’s Rent To Own, Chattanooga

Based on available information, the store appears to offer flexible payment options. They accept cash, checks, money orders, and major credit cards at most locations. For added convenience, the store may also offer Aaron’s EZPay at participating locations.

EZPay is an automatic payment system that allows your monthly renewal payment to be automatically processed using your debit or credit card on your preferred date. Customers have found that setting up automatic payments can simplify the payment process, but it’s important to communicate promptly with the store regarding any potential payment issues to ensure smooth transactions.

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